Tuesday, October 18, 2016

Day 109 - Paying Bills


Paying Bills

I wrote a blog once before on paying bills here in Bolivia.  As the months have gone by, I have become more accustomed to the system and paid attention to little things.  Now I have less of a problem.

I have five local bills I have to pay and here is how I do each.  Most I can do on the same day, so I can kill several birds with one stone.

First is my rent.  My apartment is owned by a lady named Alejandra.  She prefers to be paid in dollars, because it is still more stable than the boliviano.  So I have to change my bolivianos into dollars.  I’ve gotten into the habit of going to the ATM about once a week.  It gives me a mixture of 10s, 20s, 50s, and 100s.  I use the 10s and 20s, and a few of the 50s, to pay for taxis and grocery shopping.  Almost every 100 I save for the end of the month.  The first month I was here, I thought the only place I could change money was on the plaza.  Now I can go next door, literally next door, to the Banco Fassil and change my bolivianos into dollars.  They need my passport to change the money, which makes it a bit harder when your passport is in the Immigration.  But I can get it done now.

Then I walk a block away to the Banco Ganadero.  That is where my landlady has her bank account.  When you first walk into a bank there is a machine that you punch in the service you need.  If you don’t do it right, they will send you back to start over.  So I learned my ticket needs to start with a B.  An F or E will get me sent back.  I give information to the teller and give her the dollars, and I am done.  At the Ganadero I often have to wait a bit, but never at the Fassil.

I have Internet too.  I get it from COTAS, which I was told was the most reliable.  The COTAS office is near the plaza.  I said something to someone about going all the way there to pay my Internet on the first of the month.  I was told I can pay it at any bank.  So I tried next door at the Fassil and I can do it there.  Woo-hoo. 

Here is an interesting thing about Santa Cruz Spanish.  If you want to pay a bill, they use the word cancelar, which means cancel, instead of pagar, which means pay.  So the first time I was asked if I want to cancel my internet service, I said no!  I tried to explain I just wanted to pay the monthly bill.  Eventually I understood that they mean to “cancel” the debt.  It’s the little things that make a culture unique.

My gas and electric bills arrive around the 10th of the month.  Neither are very expensive.  When I was told my gas bill might be $3 or $4 I couldn’t believe that.  It isn’t that much.  Usually it is around $1 or $2.  The electric bill is higher, around $20.  I have started using my air conditioning more, so I won’t be surprised if it is a bit higher than that.  Both bills I can pay at the grocery store behind my apartment building.  Five minutes and I am done.

The last is the condominium fees.  I wasn’t told about that, but in the back of my mind I knew that those things existed.  So when I got the first bill of around $60 I just took a deep sigh and went and paid it.  In September, when I went to pay it again, I was told that my landlady already paid my fees, as part of my rent and they gave me a two-month refund.  Nice!  My landlady called me the other day to confirm that I do not pay those fees.

So that is basically how it is done.  Not do difficult after all.

Since I wrote this a few weeks ago, I have added another bill.  After three months, I got my iPhone unlocked.  You might not understand that from a US standpoint.  The iPhone you have is locked into the service carrier until you have completely paid off the phone.  I paid mine off a few weeks before I came to Bolivia, but for some reason ATT wants to hold you to them forever, so they would not unlock my phone until October.  I have since gone to TIGO and gotten a chip for my phone so I can use it here.  Everything works Ok, except Facebook doesn't connect well.  Cost?  About $20 a month.


1 comment:

  1. It's fun to review, and learn new things - since it's been almost 30 years since we've been there, I'm sure some of this info will come in handy! We will be there soon~ around the 10th or 11th of November (arriving LaPaz Nov 6). We'd love to see you, but idk how to get ahold of you! Please respond with an email or tel # so we can talk once there! LisaStewart42@gmail.com

    ReplyDelete

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